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Your funds are safe and secured at SRIFCU

SRI Federal Credit Union is Safe and Secure

Our leadership is committed to ethical policies and practices that ensure the credit union and its members remain strong.  All deposits are insured by the National Credit Union Administration to at least $250,000. 

Share Certificates | A high-yield, short-term way to grow savings and secure funds for the future.

Share Certificates | A high-yield, short-term way to grow savings and secure funds for the future.

After you’ve started to save up some money, you’ll likely consider the many options for generating interest on your savings. Maybe you’re fortunate enough to have your emergency reserve fully funded, and you have extra money that you don’t want locked away in a long-term investment account. Share certificates earn higher yields than even the best savings accounts and are a great option if you are looking for a high-yield, short-term place to grow your money and secure funds for a large future purchase.

What is a share certificate?

A share certificate is an insured savings account that requires a set deposit for a set period of time, commonly referred to as a “term.” Unlike a traditional savings account, you cannot make withdrawals without penalty. Instead, your money is returned to you with interest after the predetermined period of time — as short as a few months and up to five years or more. The funds in these accounts will grow with a dividend rate that is generally higher than those of typical share savings accounts, and even some money market accounts, too. And because the interest rate is fixed, you can anticipate exactly how much money you will make over time.

12 Steps to Financial Wellness-Step 4: Have the Money Talk with Your Partner

12 Steps to Financial Wellness-Step 4: Have the Money Talk with Your Partner

You’ve tracked your spending, created a budget, worked on ridding yourself of debt, and are well on your way to a financially secure life. Now you’re ready for step four, in which you’ll have the money talk with your partner.

We are 1st in ROM!

We are #1 in “Return of the member” (ROM)!

Credit unions pride themselves on offering superior products, services, and experiences. But quantifying member value is tricky. That’s why more than two decades ago, Callahan & Associates developed the Return of The Member (ROM) calculation.  ROM considers three core credit union functions:

Why You Need to Be Financially Fit

Why You Need to Be Financially Fit

Individual Americans spend hundreds of dollars a year and at least as many hours on keeping themselves physically fit — but too many people neglect their financial health. Just like physical health, being financially fit is crucial to your wellbeing, your future and your quality of life.

Here’s why being financially fit is so important and how you can overcome common barriers to achieving financial wellness.


 

We Are Here To Help

We Are Here To Help

Amid ongoing concerns about the Coronavirus COVID-19, we want to reach out and share a few of the ways we are here to serve you during this time:

If you’ve been impacted by COVID-19 and need our support, we’re here to help. Send a message through online banking, contact us or call us at 1-800-9863669 to talk to one of our staff members for assistance.  They will be happy to go over all your available options, such as Emergency loanscredit line increases, Special Student Loan Forbearance and Skip-A-Payments.

READ ABOUT THE LATEST IRS SCAMS

Fraud Prevention and Security

The Internal Revenue Service (IRS) recently warned taxpayers and tax professionals about a new IRS impersonation scam email.

The email subject line may vary, but according to the IRS, recent examples use phrases like “Automatic Income Tax Reminder” or “Electronic Tax Return Reminder.” The emails include links that are meant to look like the IRS website with details about the taxpayer’s refund, electronic return or tax account. The emails contain a “temporary password” or “one-time password” that purports to grant access to the files. However, these are actually malicious files. Once the malware files are installed on your computer, scammers may be able to secretly download software that tracks every keystroke, giving the bad guys access to information like passwords to your financial accounts.

What You Need To Know

We’ve Increased Our Savings Rates…Again!

With interest rates rising, it’s a good time to review your finances to understand the effect of rate increases on your accounts. SRI Federal Credit Union has all you need to maximize your dividend yields.

Get Up To $500 A Year With Referral Rewards!

Referral Rewards

Get Up To $500 A Year With Referral Rewards!

SRI Federal Credit Union will reward you for referring your friends or family. Referred new members will receive $50 when they open a new checking account. Referring members will also earn $50 for each qualified new member, up to $500 per year.

Rates are on the rise

Rates Are On The Rise

With interest rates rising, it’s a good time to review your finances to understand the effect of rate increases on your accounts. SRI Federal Credit Union has all you need to maximize your dividend yields.

Contact Us

Call: 650.800.5434
Fax: 650.326.8916
333 Ravenswood Ave
Menlo Park, CA 94025-3493

Mailing Address:
P.O. Box 2284
Menlo Park, CA 94026-2284

Routing Number: 321173328

All deposits are insured by the NCUA to at least $250,000.

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