Visa®
Visa® Cards
Some of the best cards around!
Choose the right card for you, including a rewards program and low rates!
- No Annual Fees
- No Cash Advance Fees
- No International Currency Exchange Fee
Quick Visa Application
Don't have a Low rate SRIFCU Visa?
Visa Platinum
- Low variable rate based on Prime plus 1.00%
- Limits from $10,000 up to $50,000
- Secure access through Online Banking
- No balance transfer fees
Use our Quick App to upgrade to an SRI Federal Credit Union Visa Platinum today!
Got cards elsewhere? Use our Balance Transfer form to move the balances to your SRI Federal Credit Union Visa Platinum and save!
Visa Gold with UChoose Rewards Program
- Fixed Rate of 13.5% APR**
- Limits up to $25,000
- 0% for 15 months on balance transfers made within 90 days of opening (3% transfer fee)*
- Every dollar in purchases earns a UChoose Rewards point.
- Redeem points for gift cards, gift certificates, merchandise
- Apply points towards cash back rebates, free airline tickets, free hotel rooms and rental car upgrades.
- Secure access through Online Banking
- No balance transfer fee after 90 days
Take the 15 month 0% challenge:
Get a 15 month head start on paying off those balances on other cards by moving them to an SRI Federal Credit Union Visa Gold with UChoose Rewards. You'll enjoy 0% interest on the transferred balances for 15 months!*
Use our Quick App to upgrade to an SRI Federal Credit Union Visa Gold with UChoose Rewards today!
Do you have cards elsewhere? Use our Balance Transfer form to move the balances to your SRI Federal Credit Union Visa Gold with UChoose Rewards and save!
*0% balance transfer applies only to balances transferred from other financial institutions. Internal balance transfers do not apply.
Your Points. Your Choice.
Turn your purchases into cash, travel, merchandise and gift cards with the new online rewards center.
With UChoose Rewards, every purchase pays you back! Use your Visa Gold Rewards credit card and your purchases pay off with UChoose Rewards. Redeem your points for cash, travel rewards, entertainment or gift cards. You choose how many points you want to save and how to spend them.
- Receive a point for every dollar you spend on your Visa Gold Rewards credit card
- Start redeeming points for cash, travel, merchandise or gift cards at 5,000 points
- Pool points with family members and between your accounts
- Participating merchant special offers let you earn even more points
- No annual fee
- Points have a three-year life
- Enroll in UChoose Rewards through Online Banking
- Redeem your UChoose Rewards points through UChoose Rewards
- Call us at 800.986.3669 for assistance
Use your UChoose Rewards Points for
- Gift cards – major restaurants, retail, gas, travel
- Travel – airfare, hotel, car rental, cruises
- Merchandise – electronics, home appliances
- Event Tickets – theater,
- Sports
- Concerts
- Cash
Frequently Asked Questions
Visa2 Gold
- Low fixed APR** of 9.9%
- Choose from two SRI inspired designs.
- Limits up to 25,000
- 0% for 15 months on balance transfers made within 90 days of opening (3% transfer fee)
- Secure access through Online Banking
- No balance transfer fee after 90 days
Take the 15 month 0% challenge:
Get a 15 month head start on paying off those balances on other cards by moving them to an SRI Federal Credit Union Visa2 Gold. You'll enjoy 0% interest on the transferred balances for 15 months!
Use our Quick App to upgrade to an SRI Federal Credit Union Visa Gold today!
Do you have cards elsewhere? Use our Balance Transfer form to move the balances to your SRI Federal Credit Union Visa Gold and save!
Visa Platinum
Visa Platinum Account Opening Disclosure
Visa Platinum Credit Card Agreement
Overdraft Protection/Pledge of Shares
Visa UChoose Rewards Gold
Visa UChoose Rewards Account Opening Disclosure
Visa UChoose Rewards Credit Card Agreement
Overdraft Protection/Pledge of Shares
Visa2 Gold
Enjoy extra protection for travel and purchases with Visa Card Benefits
The following Visa Card Benefits apply only to Visa Credit Cards.
- Auto Rental Collision Damage Waiver
- Emergency Evacuation and Transportation/Repatriation of Remains Coverage
- Emergency Medical /Dental Benefit
- Hotel Theft Protection
- Lost Luggage Reimbursement
- Personal Identity Theft
- Travel Accident Insurance
- Travel and Emergency Assistance Services
- Trip Cancellation/Trip Interruption
- Trip Delay Reimbursement
SRIFCU Fraud Monitoring Through Text Available Feb 24, 2020.
Our text alert service allows you to instantly keep tabs on suspicious card activity.
At SRI Federal Credit Union, we want to make sure that using your debit or credit card is always as safe and convenient as possible. That’s why we use text alerts as part of our ongoing fraud monitoring program.
How It Works:
With text fraud alerts, if our system detects suspicious activity on your card, you’ll receive a text message with details about the suspected transaction. All you have to do is respond to the text to confirm the transaction.
If you indicate the transaction is fraud, you’ll receive another message with a number to call for follow-up. If not, you’re all set. The system will mark the transaction as legitimate and you can get on with your day – simple as that.
Getting Started:
If we have your mobile phone number on file, you don’t have to do anything. It’s really that easy. If there is suspicious activity, we’ll send a text alert right away.
To verify or update your mobile phone number give us a call at 800.986.3669.
Balance Transfers
Switch your high-rate balances to an SRI Federal Credit Union Visa Gold! You'll save money and pay off your bills sooner, plus you'll have just one payment to manage.
**APR=Annual Percentage Rate
Lost/Stolen Visa Cards
Declined Visa Transactions
USA 650.800.5434 Option 1
International 650.800.5434
Contact Us
Call: 650.800.5434
Fax: 650.326.8916
333 Ravenswood Ave
Menlo Park, CA 94025-3493
Mailing Address:
P.O. Box 2284
Menlo Park, CA 94026-2284
Routing Number: 321173328
All deposits are insured by the NCUA to at least $250,000.
