IRAs
Individual Retirement Account savings or certificates earn a higher rate of interest. Choose Traditional or Roth IRA for tax deferred or tax free earnings and save towards retirement without risking the principal balance. Use IRAs to start building your nest egg, diversify your existing IRA investments, ladder maturities with certificates, or rollover a current IRA.
the details:
- Traditional or Roth IRA
- $5 minimum to open IRA Savings
- Establish recurring deposits to IRA Savings
- $1,000 minimum to open IRA Certificates
- Higher rates on IRA Savings and IRA Certificates
- IRA Contribution Limits
- Dividends paid monthly
- Early withdrawal penalties apply to IRA Certificates
- No setup or transfer fees
- No monthly or annual administration fee
- Mobile and Online access
- eStatements
Individual Retirement Accounts carry additional Federal insurance by the National Credit Union Administration.
Setup is a snap – use our fast IRA Contribution Request, visit our branch, call 800.986.3669 or email connect@srifcu.org!
| IRA Certificate Rates | APY | APYE |
|---|---|---|
| 1 Year | 2.60% | 2.62% |
| 2 Year | 2.75% | 2.77% |
| 3 Year | 2.85% | 2.87% |
| 4 Year | 3.00% | 3.03% |
| 5 Year | 3.30% | 3.33% |
| Rates effective as of 12-01-2018 APY Annual Percentage Yield APYE Annual Percentage Yield Earned |
||
IRA Savings Rates
| IRA Savings Rates | APY | APYE |
|---|---|---|
| 2.00% | 2.02% | |
| Rates effective as of 12-01-2018 APY Annual Percentage Yield APYE Annual Percentage Yield Earned |
||
Contact Us
Call: 800.986.3669
@SRI Extension 3711
Fax: 650.326.8916
333 Ravenswood Ave
Menlo Park, CA 94025-3493
Mailing Address:
P.O. Box 2284
Menlo Park, CA 94026-2284
Routing Number: 321173328
