the details:
- Traditional or Roth IRA
- $5 minimum to open IRA Savings
- Establish recurring deposits to IRA Savings
- $1,000 minimum to open IRA Certificates
- Higher rates on IRA Savings and IRA Certificates
- IRA Contribution Limits
- Dividends paid monthly
- Early withdrawal penalties apply to IRA Certificates
- No setup or transfer fees
- No monthly or annual administration fee
- Mobile and Online access
- eStatements
Individual Retirement Accounts carry additional Federal insurance by the National Credit Union Administration.
Setup is a snap – Request a IRA Contribution form, visit our branch, call 800.986.3669 or email connect@srifcu.org!
IRA Certificate Rates
| IRA Certificate Rates | APY | APYE |
|---|---|---|
| 1 Year | 5.00% | 5.12% |
| 2 Year | 4.00% | 4.08% |
| 3 Year | 3.85% | 3.92% |
| 4 Year | 3.75% | 3.82% |
| 5 Year | 4.00% | 4.08% |
| APY Annual Percentage Yield APYE Annual Percentage Yield Earned |
||
2023 = $6,500 (or $7,500 if age 50 or older)
2024 = $7,000 (or $8,000 if age 50 or older)
IRA Savings Rates
| IRA Savings Rates | APY | APYE |
|---|---|---|
| 2.75% | 2.79% | |
| APY Annual Percentage Yield APYE Annual Percentage Yield Earned |
||
2023 = $6,500 (or $7,500 if age 50 or older)
2024 = $7,000 (or $8,000 if age 50 or older)
