the details:
- Traditional or Roth IRA
- $5 minimum to open IRA Savings
- Establish recurring deposits to IRA Savings
- $1,000 minimum to open IRA Certificates
- Higher rates on IRA Savings and IRA Certificates
- IRA Contribution Limits
- Dividends paid monthly
- Early withdrawal penalties apply to IRA Certificates
- No setup or transfer fees
- No monthly or annual administration fee
- Mobile and Online access
- eStatements
Individual Retirement Accounts carry additional Federal insurance by the National Credit Union Administration.
Setup is a snap – Request a IRA Contribution form, visit our branch, call 800.986.3669 or email connect@srifcu.org!
IRA Certificate Rates
IRA Certificate Rates | APY | APYE |
---|---|---|
1 Year | 4.75% | 4.86% |
2 Year | 4.00% | 4.08% |
3 Year | 3.85% | 3.92% |
4 Year | 3.75% | 3.82% |
5 Year | 3.65% | 3.72% |
Rates effective as of 03-01-2024 APY Annual Percentage Yield APYE Annual Percentage Yield Earned |
2023 = $6,500 (or $7,500 if age 50 or older)
2024 = $7,000 (or $8,000 if age 50 or older)
IRA Savings Rates
IRA Savings Rates | APY | APYE |
---|---|---|
2.00% | 2.02% | |
Rates effective as of 03-01-2024 APY Annual Percentage Yield APYE Annual Percentage Yield Earned |
2023 = $6,500 (or $7,500 if age 50 or older)
2024 = $7,000 (or $8,000 if age 50 or older)
Contact Us
Call: 650.800.5434
Fax: 650.326.8916
333 Ravenswood Ave
Menlo Park, CA 94025-3493
Mailing Address:
P.O. Box 2284
Menlo Park, CA 94026-2284
Routing Number: 321173328
All deposits are insured by the NCUA to at least $250,000.