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Certificates

Certificates

Get competitive, locked-in rates with flexible terms from 3 months up to 5 years. Pick a specific term or ladder maturities based on your personal needs. IRA Certificates are also a smart option for longer-term funds.

Regular Certificate Rates

Regular Certificate RatesAPYAPYE
6 month1.76%1.77%
1 Year2.75%2.77%
2 Year3.05%3.08%
3 Year3.05%3.08%
4 Year3.30%3.33%
5 Year3.60%3.63%
Rates effective as of 11-01-2022
APY Annual Percentage Yield
APYE Annual Percentage Yield Earned

IRA Certificate Rates

IRA Certificate RatesAPYAPYE
1 Year3.00%3.03%
2 Year3.30%3.33%
3 Year3.30%3.33%
4 Year3.55%3.58%
5 Year3.85%
3.88%
Rates effective as of 11-01-2022
APY Annual Percentage Yield
APYE Annual Percentage Yield Earned
2021/2022 Annual IRA Plan contribution limits: $6,000 (or $7,000 if age 50 or older)

the details:

Setup is a snap - visit our branch, call 800.986.3669 or Email connect@srifcu.org

Contact Us

Call: 650.800.5434
Fax: 650.326.8916
333 Ravenswood Ave
Menlo Park, CA 94025-3493

Mailing Address:
P.O. Box 2284
Menlo Park, CA 94026-2284

Routing Number: 321173328

All deposits are insured by the NCUA to at least $250,000.

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