Certificates
Get competitive, locked-in rates with flexible terms from 6 months up to 5 years. Pick a specific term or ladder maturity based on your personal needs. IRA Certificates are also a smart option for longer-term funds.
Regular Certificate Rates
| Regular Certificate Rates | APY | APYE |
|---|---|---|
| 6 Month | 3.75% | 3.82% |
| 1 Year | 5.00% | 5.12% |
| 2 Year | 3.75% | 3.82% |
| 3 Year | 3.60% | 3.66% |
| 4 Year | 3.50% | 3.56% |
| 5 Year | 3.40% | 3.46% |
| Rates effective as of 04-26-2024 APY Annual Percentage Yield APYE Annual Percentage Yield Earned. |
||
IRA Certificate Rates
| IRA Certificate Rates | APY | APYE |
|---|---|---|
| 1 Year | 5.25% | 5.39% |
| 2 Year | 4.00% | 4.08% |
| 3 Year | 3.85% | 3.92% |
| 4 Year | 3.75% | 3.82% |
| 5 Year | 3.65% | 3.72% |
| Rates effective as of 04-26-2024 APY Annual Percentage Yield APYE Annual Percentage Yield Earned |
||
2023 = $6,500 (or $7,500 if age 50 or older)
2024 = $7,000 (or $8,000 if age 50 or older)
the details:
- $1,000 minimum to open
- Higher rates based on term
- Terms from 6 months to 5 years
- Dividends paid monthly
- Early withdrawal penalties apply
- IRA Certificates Available
- No monthly service fee
- Mobile and Online Access
- eStatements
Setup is a snap - visit our branch, call 650.800.5434, or Email connect@srifcu.org
FREQUENTLY ASKED QUESTIONS
Contact Us
Call: 650.800.5434
Fax: 650.326.8916
333 Ravenswood Ave
Menlo Park, CA 94025-3493
Mailing Address:
P.O. Box 2284
Menlo Park, CA 94026-2284
Routing Number: 321173328
All deposits are insured by the NCUA to at least $250,000.
