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Certificates

Certificates

Get competitive, locked-in rates with flexible terms from 6 months up to 5 years. Pick a specific term or ladder maturity based on your personal needs. IRA Certificates are also a smart option for longer-term funds.

Regular Certificate Rates

Regular Certificate RatesAPYAPYE
6 month3.50%3.53%
7-Month "New Money"5.00%5.12%
1 Year4.50%4.54%
2 Year3.75%3.78%
3 Year3.75%3.78%
4 Year3.75%3.78%
5 Year4.00%4.04%
Rates effective as of 9-01-2023
APY Annual Percentage Yield
APYE Annual Percentage Yield Earned.

*Promo rate of 5.00% APY only applies to new money. New money is defined as money not currently on deposit with SRIFCU. If CD is open with existing funds at SRIFCU the rate will be 4.50% APY.

IRA Certificate Rates

IRA Certificate RatesAPYAPYE
1 Year4.75%4.79%
2 Year4.00%4.04%
3 Year4.00%4.04%
4 Year4.00%4.04%
5 Year4.25%
4.29%
Rates effective as of 9-01-2023
APY Annual Percentage Yield
APYE Annual Percentage Yield Earned
2022/2023 Annual IRA Plan contribution limits: $6,500 (or $7,500 if age 50 or older)

the details:

Setup is a snap - visit our branch, call 650.800.5434, or Email connect@srifcu.org

FREQUENTLY ASKED QUESTIONS

Contact Us

Call: 650.800.5434
Fax: 650.326.8916
333 Ravenswood Ave
Menlo Park, CA 94025-3493

Mailing Address:
P.O. Box 2284
Menlo Park, CA 94026-2284

Routing Number: 321173328

All deposits are insured by the NCUA to at least $250,000.

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