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Certificates

Certificates

Get competitive, locked-in rates with flexible terms from 6 months up to 5 years. Pick a specific term or ladder maturity based on your personal needs. IRA Certificates are also a smart option for longer-term funds.

Regular Certificate Rates

Regular Certificate RatesAPYAPYE
6 Month3.50%3.56%
1 Year4.50%4.60%
2 Year3.75%3.82%
3 Year3.60%3.66%
4 Year3.50%3.56%
5 Year3.40%3.46%
Rates effective as of 04-01-2024
APY Annual Percentage Yield
APYE Annual Percentage Yield Earned.

IRA Certificate Rates

IRA Certificate RatesAPYAPYE
1 Year4.75%4.86%
2 Year4.00%4.08%
3 Year3.85%3.92%
4 Year3.75%3.82%
5 Year3.65%
3.72%
Rates effective as of 04-01-2024
APY Annual Percentage Yield
APYE Annual Percentage Yield Earned
Annual IRA Plan contribution limits:
2023 = $6,500 (or $7,500 if age 50 or older)
2024 = $7,000 (or $8,000 if age 50 or older)

the details:

Setup is a snap - visit our branch, call 650.800.5434, or Email connect@srifcu.org

FREQUENTLY ASKED QUESTIONS

Contact Us

Call: 650.800.5434
Fax: 650.326.8916
333 Ravenswood Ave
Menlo Park, CA 94025-3493

Mailing Address:
P.O. Box 2284
Menlo Park, CA 94026-2284

Routing Number: 321173328

All deposits are insured by the NCUA to at least $250,000.

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