Certificates
Get competitive, locked-in rates with flexible terms from 3 months up to 5 years. Pick a specific term or ladder maturities based on your personal needs. IRA Certificates are also a smart option for longer-term funds.
Regular Certificate Rates
| Regular Certificate Rates | APY | APYE |
|---|---|---|
| 6 month | 1.76% | 1.77% |
| 1 Year | 2.75% | 2.77% |
| 2 Year | 3.05% | 3.08% |
| 3 Year | 3.05% | 3.08% |
| 4 Year | 3.30% | 3.33% |
| 5 Year | 3.60% | 3.63% |
| Rates effective as of 11-01-2022 APY Annual Percentage Yield APYE Annual Percentage Yield Earned |
||
IRA Certificate Rates
| IRA Certificate Rates | APY | APYE |
|---|---|---|
| 1 Year | 3.00% | 3.03% |
| 2 Year | 3.30% | 3.33% |
| 3 Year | 3.30% | 3.33% |
| 4 Year | 3.55% | 3.58% |
| 5 Year | 3.85% | 3.88% |
| Rates effective as of 11-01-2022 APY Annual Percentage Yield APYE Annual Percentage Yield Earned |
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the details:
- $1,000 minimum to open
- Higher rates based on term
- Terms from 3 months to 5 years
- Dividends paid monthly
- Early withdrawal penalties apply
- IRA Certificates Available
- No monthly service fee
- Mobile and Online access
- eStatements
Setup is a snap - visit our branch, call 800.986.3669 or Email connect@srifcu.org
Contact Us
Call: 650.800.5434
Fax: 650.326.8916
333 Ravenswood Ave
Menlo Park, CA 94025-3493
Mailing Address:
P.O. Box 2284
Menlo Park, CA 94026-2284
Routing Number: 321173328
All deposits are insured by the NCUA to at least $250,000.
