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Auto Loans

Auto Loans

New, used, or refinance, hybrid, electric, diesel, or gas -- whatever you're driving, finance your ride with SRI Federal Credit Union at a great rate.

Auto Loan Calculator

Calculate how much you want to borrow and also find out what adding GAP and/or MRC will cost.

2025 Fuel Economy Guide

Interested in reading the 2025 Fuel Economy Guide please click the button to get all the details in a downloadable PDF.

Get Pre-Approved!

Increase your bargaining advantage with a pre-approval. Our fast online application and electronic document signing are geared to make life easier, and our loan officers will guide you through the process. New, used, or refinance, hybrid, electric, diesel, or gas -- whatever you're driving, finance your ride with SRI Federal Credit Union at a great rate.

Refi Promo

Refinance

Already financed somewhere else? No problem -- move your loan to SRI Federal Credit Union to take advantage of our amazing rates! You could lower your payments or even pay off your vehicle sooner. Currently when you refinance your auto loan from an outside lender with us you get 1% CASH BACK!*

*Limit of up to $500. Cannot be an internal refinance.

The Details

  • New and used vehicles
  • Competitive interest rates
  • 0.26% rate discount on Zero Emission Vehicles
  • Straightforward process
  • Use pre-approval for extra bargaining power
  • Flexible terms to fit your personal finances
  • GAP & MRC insurance available for purchase
  • Trusted loan professionals

Setup is a snap – Apply online, visit our branch, call 800.986.3669 or Email

Review our Rates

Rates as of 1/01/2025

New Car Loans

TermsAPR*Monthly Payment Per $1,000
Up to 72 Months4.99%$16.10
*APR = Annual Percentage Rate.
** 84 month term requires a minimum loan balance of $35k.
Finance up to 100% of purchase price

Used Car Loans

TermsAPR*Monthly Payment Per $1,000
up to 72 Months4.99%$16.10
*APR = Annual Percentage Rate.
Finance up to 100% High Blue Book

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