Mortgages

Mortgages

Purchase or refinance, finding a mortgage that suits your financial needs should be a simple and stress-free process.

We bring you a wide array of mortgage financing products to suit your needs.

With more than 2,000 home loan products and programs, we will customize a mortgage to fit your specific situation.

• Purchase, refinance, primary, second homes or investment property
• Fixed or adjustable rates with the added benefit of flexible pricing
• Bi-Weekly and Monthly payment frequency options
• FHA or VA loans

Fixed-Rate Mortgage Loans

Those buyers who choose fixed-rate mortgages enjoy the comfort and predictability of knowing monthly payments won’t change. A fixed-rate mortgage is ideal for borrowers with a steady flow of income who plan to own a house for a long period of time.

The duration of the loan is flexible and determined at the time of loan application. Monthly principal and interest payment remain the same throughout the term of the loan.  A longer-term loan will have smaller payments but costs more in interest, whereas shorter loan durations mean higher payments with less interest costs.

Adjustable-Rate Mortgage (ARM) Loans

Adjustable-rate loans offer borrowers a fixed interest rate for a given period of time, after which the interest rate is subject to change based on current market rates.  Initially, an adjustable rate loan often provides a lower interest rate than a similar fixed-mortgage rate, making this an ideal option for those anticipating a growth in income that could benefit from lower up-front payments and/or those who plan to refinance or sell their house within a short amount of time.