Apply 24 hours a day, 7 days a week
Senior Mortgage Loan Officer Apryll Held:
Direct Phone number 949.306.8100
Click HERE for the SRI Federal Credit Union/Loan Lock website
Purchase or refinance, finding a mortgage that suits your financial needs should be a simple and stress-free process.
We bring you a wide array of mortgage financing products to suit your needs.
With more than 2,000 home loan products and programs, we will customize a mortgage to fit your specific situation.
- Purchase, refinance, primary, second homes or investment property
- Fixed or adjustable rates with the added benefit of flexible pricing
- Bi-Weekly and Monthly payment frequency options
- FHA or VA loans
Fixed-Rate Mortgage Loans
Those buyers who choose fixed-rate mortgages enjoy the comfort and predictability of knowing monthly payments won’t change. A fixed-rate mortgage is ideal for borrowers with a steady flow of income who plan to own a house for a long period of time.
The duration of the loan is flexible and determined at the time of loan application. Monthly principal and interest payment remain the same throughout the term of the loan. A longer-term loan will have smaller payments but costs more in interest, whereas shorter loan durations mean higher payments with less interest costs.
Adjustable-Rate Mortgage (ARM) Loans
Adjustable-rate loans offer borrowers a fixed interest rate for a given period of time, after which the interest rate is subject to change based on current market rates. Initially, an adjustable rate loan often provides a lower interest rate than a similar fixed-mortgage rate, making this an ideal option for those anticipating a growth in income that could benefit from lower up-front payments and/or those who plan to refinance or sell their house within a short amount of time.
Your feedback is important.
Please let us know the quality of service you received from Apryll Held by calling Steve Bowles at (650) 407-1406 or email firstname.lastname@example.org
Consumer Access to the Nationwide Mortgage Licensing System & Registry (NMLS)
SRI Federal Credit Union #466005
Mortgage Loan Originators
Steve Bowles #673354
Yadi Fernandez #768730
Emily Figueroa #1723992
Amy Garcia #1140218
Jessica Lockwood #2041281
Cielo Mendoza #2156448
Francisco Saenz #680165
Apryll Held, Senior Loan Officer #214945
333 Ravenswood Ave
Menlo Park, CA 94025-3493
P.O. Box 2284
Menlo Park, CA 94026-2284
Routing Number: 321173328
All deposits are insured by the NCUA to at least $250,000.