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How SRI Federal Credit Union Supported Members During the Government Shutdown
At SRI Federal Credit Union, our mission has always been clear: stand by our members, especially when uncertainty strikes. When the possibility of a government shutdown first emerged, we knew many federal employees could face sudden financial strain. To ensure our members wouldn’t face that challenge alone, we acted early, designing and launching our Government Shutdown Assistance Loan Program before the shutdown even began. This proactive effort allowed us to respond immediately, giving members timely support when they needed it most. Understanding the potential hardships ahead, SRIFCU created the Government Shutdown Assistance Loan to provide short-term relief and help members bridge the financial gap during missed pay cycles. The loan offered: Loan limits based on net pay, up to $10,000 An 18-month term A competitive rate of just 4.99% APR* ZERO interest for members who pay off their loan within 60 days of their return-to-work date Eligibility for government employees who are current SRIFCU members This structure ensured flexibility, affordability, and fast access to funds, without creating long-term financial burden. The success of the program exceeded expectations, reflecting both the strong need and the trust our members place in their credit union. During the shutdown period: $436,595 in total loan balances were funded Many loans have already been fully repaid, highlighting responsible borrowing and the effectiveness of the loan design Members repeatedly shared that the loan “saved them”, providing essential relief when paychecks were paused, and expenses continued. From covering rent and groceries to maintaining daily stability, this program helped make a difficult time manageable. Our lending team’s quick response, compassionate approach, and efficient processing were praised consistently. Members expressed deep appreciation for the speed at which they were supported and the reassurance of knowing their credit union had prepared for them in advance. Beyond direct financial assistance, SRIFCU also strengthened relationships with the federal employee community. As part of our ongoing outreach initiatives, Paco presented at an AFEU (Ames Federal Employees Union) meeting, highlighting: The benefits of credit union membership SRIFCU products and services designed specifically for members to save money The Government Shutdown Assistance Loan Program and its successful impact The presentation received exceptional feedback, and Paco was invited to return for future opportunities, further deepening our connection with AFEU members and expanding awareness of the resources available to them. Although the shutdown has ended, our dedication to supporting members during every season of life continues. Whether through emergency assistance programs, competitive lending solutions, or personalized financial guidance, SRI Federal Credit Union will always prioritize the financial well-being of our members. Thank you to every member who trusted us through this challenging period. We are honored to serve you and proud of the resilience shown across our community.
A Program Built Before the Crisis Hit
Measurable Impact During the Shutdown
Expanding Support Through Community Engagement
Our Commitment Remains Strong
❄️ Seasons Greetings From all of us at SRI Federal Credit Union
The holiday season is here, and at SRI Federal Credit Union, this time of year reminds us how grateful we are for our incredible members. Whether you’re preparing for family gatherings, traveling, or simply enjoying some well-earned rest, we’re here to make your holiday banking as smooth and cheerful as possible. Beginning next Monday, we’re spreading a little extra holiday cheer in-branch. Stop by and enjoy complimentary hot chocolate and cookies while you take care of your banking. It’s our small way of saying thank you for being part of our community. Come warm up, recharge, and leave with a smile. We’d love to see you. Please take note of our updated holiday hours: Wednesday, December 24 – Thursday, January 1, 2026 – Closed for the winter holidays We encourage members to plan ahead for any in-branch services they may need. Online banking, mobile banking, and ATMs remain available 24/7 throughout the holiday period. Even during the SRI International campus holiday closure period, our staff remains committed to supporting you. Several convenient options are available: Limited telephone & email support eDeposit – fast & easy remote deposits Mobile & Online Banking, with Bill Payer available 24/7/365 Emergency branch access by appointment only during the SRI International December shutdown To request an emergency appointment, please use the Contact Us form on our Holiday Hours page linked HERE: Need a little extra help making the season bright? Our Holiday Loan Special offers up to $2,500, a 12-month term, and a competitive 6.99% APR, a simple, affordable way to cover gifts, travel, or unexpected expenses without added stress. Click HERE to apply. To help ease financial pressure during the holidays, members in good standing may skip one loan payment every six months on most loans. It’s a flexible option designed to give you breathing room when you need it most. Click HERE to apply. From all of us at SRI Federal Credit Union, we wish you a joyful, peaceful, and safe holiday season. Thank you for being part of our family!Hot Chocolate & Cookies Starting Next Monday!
🎄 Winter Holiday Schedule
🛠️ The Credit Union Staff Is Available to Assist You
💸 Holiday Loan Special
🔁 Skip-A-Payment Program
Exclusions: 1st Mortgages and Home Equity Lines of Credit.
Amazon Issues Urgent Alert: 300 Million Customers at Risk Amid Holiday Cyberattacks
As the 2025 holiday shopping season hits full stride, Amazon is warning all 300+ million of its customers to stay on high alert. With Black Friday sales stretching longer each year, cybercriminals are exploiting the shopping surge, and new data shows their tactics are more aggressive and convincing than ever.
Why Amazon Is Sounding the Alarm
In a November 24 email sent to users, Amazon warned that scammers are increasingly impersonating the company to steal sensitive personal and financial information. These attacks aren’t new, but they’re evolving fast, especially with artificial intelligence making fake messages, spoofed websites, and fraudulent alerts look more realistic.
According to Amazon, attackers are reaching out using:
- Fake delivery or “account issue” notifications
- Social media ads for unreal “too-good-to-be-true” deals
- Messages from unofficial channels asking for login or payment info
- Suspicious or unfamiliar links
- Unsolicited tech support phone calls
Amazon stresses that customers should treat any unexpected message requesting credentials or payment information with extreme caution.
New Report Confirms Rising Holiday-Themed Scams
A fresh FortiGuard Labs report backs up Amazon’s warning. The findings reveal:
- 18,000+ holiday-themed domains registered in the last three months
- 750 confirmed malicious
- 19,000+ domains impersonating major brands, including Amazon
- 2,900 malicious brand lookalike domains
Cybercriminals are crafting domains with slight variations, easy to miss during the rush of holiday shopping. Experts warn that AI is accelerating the sophistication of these scams, making fake order confirmations, spoofed retailer websites, and forged customer service interactions more convincing than ever.
The FBI Confirms Massive Financial Damage
In a new public service announcement on November 25, the FBI warned that brand impersonation attacks are fueling a surge in account takeovers. Since January 2025, thousands of victims have reported losses totaling more than $262 million.
These scams often involve:
- Phone, text, email, or instant message contact from someone pretending to be customer support
- Claims of “fraudulent activity”
- A link to a realistic but fake website
- Victims entering their login, MFA code, or one-time passcode
- The attacker using those credentials to reset the password and take over the account entirely
Although the FBI’s alert focuses on financial institutions, the tactics apply to all major brands, including Amazon.
How Amazon Says You Can Protect Yourself
Amazon is urging customers to take the following steps to protect their accounts year-round:
1. Use Only Official Amazon Channels
Rely exclusively on the Amazon app or amazon.com for customer service, order tracking, refunds, and account updates.
2. Enable Two-Factor Authentication (2FA)
2FA adds a crucial layer of protection against unauthorized access.
3. Use Passkeys
Passkeys let you sign in using biometrics (face, fingerprint) or your device PIN, a safer alternative to passwords.
4. Remember What Amazon Will Never Do
Amazon will never:
- Ask for payment over the phone
- Request payment information via email
- Ask you to verify account credentials through links or messages
If you receive messages asking for any of those, assume it’s fraudulent.
Stay Vigilant This Holiday Season
With AI-powered scams accelerating and brand impersonation attacks spiking, Amazon’s warning is timely and necessary. Whether you’re shopping for holiday deals or simply checking order updates, a moment of caution could save you from a costly scam.
Stay safe and always confirm before you click.
Beware of Bitcoin ATM Scams: What You Need to Know to Stay Safe
As technology evolves, so do the ways scammers try to take advantage of unsuspecting victims. One of the latest tactics involves Bitcoin ATMs—machines that let users buy cryptocurrency using cash or debit cards. While legitimate Bitcoin ATMs exist, scammers have found ways to exploit them to steal money from innocent people. At SRI Federal Credit Union, protecting our members from fraud is a top priority. Here’s what you need to know about these scams and how to stay safe. How the Scam Works Common Red Flags Be alert for these warning signs: How to Protect Yourself We’re Here to Help If you ever feel uncertain about a payment request or believe you’ve been targeted by a scam, contact SRI Federal Credit Union right away. Our team can help you verify the situation and take steps to protect your accounts. Fraudsters are getting more creative, but together, we can stay one step ahead. Stay informed. Stay cautious. Stay protected.
At SRI Federal Credit Union, your safety and peace of mind always come first.
Tap Cards Are Here at SRI Federal Credit Union!
Updated 02/01/2026
Big things are happening at SRI Federal Credit Union! We’re excited to announce that Tap Cards, also known as contactless payment cards, are now available for all SRIFCU Visa® Credit and Debit Cards. This means every member can now enjoy a faster, easier, and more secure checkout experience with just a simple tap. Tap Cards are a modern, more convenient way to pay. With just a quick tap on the payment terminal, you can complete purchases in seconds without swiping, inserting, or entering a PIN for most small transactions. Here’s what you can look forward to: ✅ Fast and Convenient – Tap and go at checkout counters, transit stations, vending machines, and many other places. 💳 Look for this symbol wherever you shop! Whether you’re grabbing a cup of coffee, picking up groceries, or boarding public transit, Tap Cards make everyday purchases quick and safe. If you already have an SRIFCU Visa Credit or Debit Card, your current card will automatically be replaced with a Tap Card when it expires. However, if you’d like to start tapping now, you can call us and request a Tap Card today! Tap Cards are also now available for instant issue at our branch! Tap into the future of payments with your new SRIFCU Tap Card!Why Tap Cards?
✅ Safe and Secure – Each transaction uses a unique, one-time code that helps protect you from fraud.
✅ Widely Accepted – You can use your Tap Card anywhere you see the contactless symbol:
How to Get Your Tap Card
A New Online Banking Experience Is Coming to SRI Federal Credit Union
We’re thrilled to announce that SRI Federal Credit Union is launching a brand-new Online and Mobile Banking platform on Monday, October 27th!
This upgrade is part of our continued effort to bring you a faster, more secure, and easier-to-use digital banking experience. Here’s what you need to know as we make the transition: Key Dates to Keep in Mind Tuesday, October 21, 2025 (9:00 AM PST): Friday, October 24, 2025 (3:00 PM PST): Monday, October 27, 2025 (8:00 AM PST): What You Can Expect The new platform offers: We understand there may be brief interruptions during the transition, and we appreciate your patience as we complete this important upgrade. If you have any questions or need assistance during this time, please contact us at (650) 800-5434 or visit www.SRIFCU.org. We’re excited for you to experience the new and improved SRI Federal Credit Union Online Banking platform, built to serve you better every day.
Come Join the Party: Be Part of the SRIFCU Supervisory Committee!
SRI Federal Credit Union is proud to be ranked as the #1 Credit Union in the Nation. To continue building on that success, we invite members to consider serving on the Supervisory Committee. This volunteer opportunity offers a meaningful way to support the credit union, connect with our team, and gain valuable insight into credit union operations and compliance. ✅ Attend four one-hour meetings annually (held virtually via Zoom) Invitation to the Annual Holiday Dinner Party Opportunities to attend special SRIFCU events A rewarding way to give back to your credit union community If you are interested in joining the Supervisory Committee, email Jen Gill, Chair of the Supervisory Committee, at singingill@yahoo.com Becoming part of the Supervisory Committee is a low-risk, high-reward way to make a positive impact while strengthening your relationship with SRI Federal Credit Union.Responsibilities
✅ Collaborate with the SRIFCU team and fellow volunteers
✅ Contribute to member protection and compliance oversight
✅ Learn more about safety, auditing, and operational practicesBenefits
How to Get Involved
Fraud Alert: Scammers Posing as U.S. Marshals
At SRI Federal Credit Union, protecting our members from fraud is always a top priority. We are alerting you to a new phone scam that has been reported in our community. Scammers are calling members while pretending to be U.S. Marshals or other law enforcement officials. They use intimidation tactics and claim that your accounts are “under investigation.” Victims are pressured to: Withdraw large sums of cash and tell the bank or credit union it’s for “home remodeling.” Purchase cryptocurrency, gold, or gift cards and send proof to the scammer. Hand over cash to a so-called “courier” who comes to their home. These calls are designed to create fear and urgency, making people feel they must act quickly to “protect” their money. ⚠️ Important: Real law enforcement will never call and demand money, ask you to hide the reason for a withdrawal, or send someone to your home to collect cash. If you receive one of these calls: Hang up immediately. Do not continue the conversation. Do not share personal or financial information. Verify with us directly. Call SRI Federal Credit Union at 650-800-5434 if you’re ever unsure. Report the scam. Visit ReportFraud.ftc.gov or call the National Elder Fraud Hotline at 833-372-8311. These scams often target seniors, but anyone can fall victim. Please help us spread the word by sharing this alert with family, friends, and neighbors. Together, we can stay alert, protect our finances, and stop fraud before it spreads.How the Scam Works
What You Should Do
Protect Your Community
Tap. Pay. Go. Tap Cards Are Coming Soon to SRIFCU!
Big things are happening at SRI Federal Credit Union! We’re excited to announce that Tap Cards, also known as contactless payment cards, will soon be available for all SRIFCU Visa® Credit and Debit Cards. This means every member will soon have the ability to simply tap your card to pay, making checkout faster, easier, and more secure. Tap Cards are a modern, more convenient way to pay. With just a quick tap on the payment terminal, you can complete purchases in seconds without swiping, inserting, or entering a PIN for most small transactions. Here’s what you can look forward to: ✅ Fast and Convenient – Tap and go at checkout counters, transit stations, vending machines, and many other places. Whether you’re grabbing a cup of coffee, picking up groceries, or boarding public transit, Tap Cards make everyday purchases quick and safe. Tap Cards will be available very soon. We will be sharing more information shortly on when and how you’ll receive your new card. Every SRIFCU Visa Credit and Debit Card will be upgraded to include tap functionality, so you don’t need to do anything right now. We’ll provide more updates in the coming weeks, including details on how to activate your card, where you can use it, and answers to frequently asked questions.Why Tap Cards?
✅ Safe and Secure – Each transaction uses a unique, one-time code that helps protect you from fraud.
✅ Widely Accepted – You can use your Tap Card anywhere you see the contactless symbol:When Will You Get Your Tap Card?
Stay Tuned
Why Summer 2025 Is a Smart Time to Buy a Car
Summer is one of the most popular and strategic times to purchase a vehicle. As dealerships gear up for new model releases in the fall, they’re motivated to move current inventory. That means hot deals and promotional pricing are heating up right alongside the weather. Whether you’re in the market for a new or used car, now is a great time to find a vehicle that fits your lifestyle and budget. But finding the right car is only half the equation—securing the right financing makes all the difference. That’s where SRI Federal Credit Union comes in. Summer isn’t just for road trips—it’s also when dealerships offer mid-year promotions to stay competitive and clear out vehicles ahead of the fall. Here’s what you can expect: Mid-Year Clearance Sales: Discounts on both new and certified pre-owned vehicles. Seasonal Incentives: Rebates, trade-in bonuses, and low-rate offers are common, but often come with fine print. Peak Inventory: With many models in stock, you have more options to test drive and compare. While dealer financing might sound appealing on the surface, credit union financing is often the better long-term choice. ✅ Competitive Rates ✅ Flexible Terms ✅ Pre-Approval for Confidence ✅ Personalized Service ✅ No Hidden Fees Buying a car should feel exciting, not overwhelming. With SRI Federal Credit Union, it’s easy to finance your next vehicle: Apply for Pre-Approval: Click HERE to apply online, or stop by your nearest branch. Shop with Confidence: Use your pre-approval to negotiate your best deal. Close with Ease: Finalize your loan with competitive rates and flexible terms. Make this summer the one where you drive off with a great car and even better financing. At SRI Federal Credit Union, we’re here to help you steer your financial journey with confidence. APR = Annual Percentage Rate. Rate valid through 07/31/25.
Why Buy a Car in the Summer?
Benefits of Financing Through SRI Federal Credit Union
We offer some of the most competitive auto loan rates in the market—currently 4.99% APR for new or used vehicles, so you pay less over the life of your loan.
Choose the repayment plan that best suits your lifestyle, whether it’s a short-term payoff or extended terms for lower monthly payments.
Get pre-approved before you start shopping so you know exactly what you can afford—and gain negotiating power when you step onto the lot.
At SRI Federal Credit Union, you’re a member, not a number. Our experienced loan advisors will walk you through the process with honest, helpful guidance.
Unlike many dealership financing options, our loans have transparent terms—with no markup on GAP or Mechanical Breakdown Insurance.
Ready to Hit the Road?