But finding the right car is only half the equation—securing the right financing makes all the difference. That’s where SRI Federal Credit Union comes in.
Why Buy a Car in the Summer?
Summer isn’t just for road trips—it’s also when dealerships offer mid-year promotions to stay competitive and clear out vehicles ahead of the fall. Here’s what you can expect:
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Mid-Year Clearance Sales: Discounts on both new and certified pre-owned vehicles.
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Seasonal Incentives: Rebates, trade-in bonuses, and low-rate offers are common, but often come with fine print.
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Peak Inventory: With many models in stock, you have more options to test drive and compare.
While dealer financing might sound appealing on the surface, credit union financing is often the better long-term choice.
Benefits of Financing Through SRI Federal Credit Union
✅ Competitive Rates
We offer some of the most competitive auto loan rates in the market—currently 4.99% APR for new or used vehicles, so you pay less over the life of your loan.
✅ Flexible Terms
Choose the repayment plan that best suits your lifestyle, whether it’s a short-term payoff or extended terms for lower monthly payments.
✅ Pre-Approval for Confidence
Get pre-approved before you start shopping so you know exactly what you can afford—and gain negotiating power when you step onto the lot.
✅ Personalized Service
At SRI Federal Credit Union, you’re a member, not a number. Our experienced loan advisors will walk you through the process with honest, helpful guidance.
✅ No Hidden Fees
Unlike many dealership financing options, our loans have transparent terms—with no markup on GAP or Mechanical Breakdown Insurance.
Ready to Hit the Road?
Buying a car should feel exciting, not overwhelming. With SRI Federal Credit Union, it’s easy to finance your next vehicle:
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Apply for Pre-Approval: Click HERE to apply online, or stop by your nearest branch.
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Shop with Confidence: Use your pre-approval to negotiate your best deal.
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Close with Ease: Finalize your loan with competitive rates and flexible terms.
Make this summer the one where you drive off with a great car and even better financing.
At SRI Federal Credit Union, we’re here to help you steer your financial journey with confidence.
APR = Annual Percentage Rate. Rate valid through 07/31/25.
