What is Skip-A-Pay?
Skip-A-Pay is our way of helping you manage your budget during the holidays. It allows you to skip one payment every six months on most loans or Visa cards*, giving you extra breathing room to enjoy the magic of the season.
How Does It Work?
Participating in Skip-A-Pay is as easy as hanging up a stocking:
Check Eligibility: Your loan or Visa card must be current (not past due).
Complete the Form: Submit the Skip-A-Pay form—it’s quick and hassle-free!
Verification: A loan officer will contact you to verify your identification and confirm your new payment date.
Relax and Celebrate: Skip a payment and focus on what matters most this season—spending time with loved ones and spreading holiday cheer.
Best of all, there are no fees to participate, and you can skip one payment every six months. Keep in mind that interest will continue to accrue during the month the payment is skipped.
What Loans Qualify?
Most loans and Visa cards are eligible for Skip-A-Pay. Please note that real estate loans and HELOC’s are not eligible for this program.
Why Choose Skip-A-Pay This Christmas?
- 🎁 Stretch Your Budget: Free up funds for gifts, holiday meals, or travel plans.
- 🎄 No Fees: Unlike other programs, we don’t charge a fee to skip a payment.
- ⭐ Seasonal Flexibility: Take control of your finances when it matters most.
How to Get Started
This holiday season, treat yourself to the gift of financial flexibility. Click HERE to fill out our Skip-A-Payment loan form!
At SRI Federal Credit Union, we’re here to support you through every moment of the year. Whether you’re shopping for the perfect gift or making memories with family, Skip-A-Pay lets you focus on the joy of the holidays without the stress.
Questions? Contact us at 650-800-5434 or lending@srifcu.org for more information.
*Real Estate loans do not apply.
