Privacy Disclosure
Effective Date: 03/13/2025
SRI Federal Credit Union (SRIFCU) is committed to protecting your privacy and safeguarding your personal information. This Privacy Policy outlines how we collect, use, and protect your data when you use the SRIFCU Mobile App and Online Banking services.
Information We Collect
When you use the SRIFCU Mobile App or Online Banking, we may collect the following types of information:
- Personal Information: Name, address, phone number, email, Social Security number, account numbers, and other identifiers.
- Transaction Information: Details about your account activity, payments, and transfers.
- Device Information: IP address, device type, operating system, and usage statistics.
- Location Data: If enabled, we may collect geolocation data to provide location-based services.
- Biometric Data: If you opt-in, we may collect fingerprint or facial recognition data for authentication.
- Camera Access: If you enable check deposit or document upload features, we may request camera access.
- Contacts Access: If you use features such as peer-to-peer payments, we may request access to your contacts.
How We Use Your Information
We use the information collected to:
- Provide and improve our mobile and online banking services.
- Authenticate your identity and protect against fraud.
- Process transactions and respond to customer service inquiries.
- Offer location-based services and enhance security.
- Enable features that require access to device data (biometric, camera, contacts, location data).
- Comply with legal and regulatory requirements.
Data Access & User Control
Some features within the SRIFCU Mobile App may require access to certain data on your device. You will be prompted to allow or deny access when using these features:
- Biometric Data: Used for secure login authentication (if enabled by the user).
- Camera Access: Required for mobile check deposits and document uploads.
- Contacts Access: Needed for peer-to-peer payments or adding recipients for transfers.
- Location Data: Used to locate ATMs, branches, and enhance security.
If access is denied, certain features may not be fully functional.
How We Share Your Information
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons SRIFCU chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does SRI Federal Credit Union share? | Can you limit this sharing? |
| For our everyday business purposes – such as to process transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes – to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don’t share |
| For our affiliates’ everyday business purposes – information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes – information about your creditworthiness | No | We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
Security Measures
We implement strong security measures, including encryption and multi-factor authentication, to protect your personal and financial data from unauthorized access.
How We Protect Your Information
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic, and procedural safeguards to protect this information and limit access to employees for whom it is appropriate.
Your Privacy Rights
Federal law gives you the right to limit only:
- Sharing for affiliates' everyday business purposes – information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Other Important Information
- For California Customers: We will not share personal information with nonaffiliates either for them to market to you or for joint marketing without your authorization. We will also limit the sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
- For Vermont Members/Customers: We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law unless you authorize us to make those disclosures.
For more information, please visit www.srifcu.org or call us at 800-986-3669.
Contact Information
If you have any questions about this Privacy Policy, please contact us at:
SRI Federal Credit Union
Phone: 800-986-3669
Email: connect@srifcu.org
Website: https://www.srifcu.org/privacy_disclosure/
By using the SRIFCU Mobile App or Online Banking, you acknowledge and agree to this Privacy Policy.
